What is the best credit card for me, I have very little credit? - bad card credit master unsecured
I'm trying to get a credit card to activate my credit card, but so far rejected by PDB Capital One and Chase (MasterCard). I am a full-time students in the university and not of the employment in the books. I asked a student ID card, which requires little or bad credit, but I was rejected. I was told I was denied because they have got enough credit, according to a report of domestic credit. But I do not know how to build credit if I am to find a credit card! If someone Knös give my credit card company, please let me know!
Friday, January 15, 2010
Bad Card Credit Master Unsecured What Is The Best Credit Card For Me, I Have Very Little Credit?
15 comments:
This is one of the most frequently asked questions in this forum.
How do I create or establish credit?
You must first about the credit facilities in the U.S. All decisions of the loan from a lender is driven by FICO scores raised. You may experience www.myfico.com you see in the Credit Education section to learn how to determine FICO scores. Your credit card you have the positive of your credit report submitted to build, is a positive thing for 6-12 months at least. If you want your credit card is in the category of Excellent (FICO 720 +), should be your goal to get 3-6 revolving accounts (store, gas cards, Visa. ETC) and 1-2 loan rate (for a car mortgage) is a positive relationship.
Let me start with the Bank of America or Wells Fargo Visa card guarantee. Both banks have extensive programs in low annual fee low amount ($ 300.00) and no junk fees. After 12 months of payments positive time will graduate to a situation without liability. Then you will probably be adopted for other cards as Abt. Store and gas cards.
PS Stay away from crap like entrustsystems.com. It is a big scam and do not help your credit. Even the most "prepaid" debit cards are a rip off for consumers. Just get a checking account with a Visa debit card.
Good Luck
If you are very responsible and their parents have good credit, you can ask the parents to sit in one of his credit cards. You can create credit for them with your regular credit card. Since you are on the account that appears on your credit report.
While you can not get a loan, you are better. Use it not only buy a house, and even if you do not, no.
You can begin to obtaining a loan from a loan company the boot. There will be a high interest, but if you pay in advance to reduce or eliminate interest rates. They will tell you all this for you if you get the loan. You can do things like cars, stereos, TV, etc., as collateral.
What you do, save up to $ 1,500. Get a loan for $ 1200 pay the normal payment of six months, then pay. Do not use your $ 1500 for nothing and use the loan money for nothing. Only repay the money. I say this to save money is that the number one, that money grows in savings on interest payments. Number two, you will be connected to the financing of costs evertime you get a loan. After paying to get a loan after six months a new one. After payment of the first, you have enough credit on your credit card. But get this time to two loans for $ 1200, and to do the same. You have tor the same day from two different companies. So make sure you spend DON "T money ... even though it's tempting. It is true that money. You should only use the credit to buy a house. Using a credit card that you use the money have. I know it is difficult to college you can not too much work and all the money goes to school, so that the frequency of consumption and what happens when you use your credit card and before you know it, your interest, add to and you can not pay the minimum payment. I promise, it is best to collect everything we can. help from family, friends ask, whatsoever. to be an entrepreneur!
Stop! You do not have the card .. Easily with a saw! Credit ruin his life ..
Stop! You do not have the card .. Easily with a saw! Credit ruin his life ..
Do not do that! Worst mistake I made. Well, maybe, and my second wife ...
Do not do that! Worst mistake I made. Well, maybe, and my second wife ...
None!
or someone co-sign a card or a prepaid debit MasterCard / Visa
You can get a card www.entrustsystems.com / wow without qualification or credit rating, and even if you have no bank account. This map will help you to establish your credit by monitoring their traditional do not occur monthly bills, such as cell phones, pagers, rent, electricity, cable, etc., if you have bad credit, it can also help you Improve your credit Score.
Get a job and start sending pre-approved applications with the cc time. If you do not want to wait, you can always a bank loan and rinse in a month (and back again). This gets a little credit.
I have the same problem I had a salary of $ 600 per week and no credit here is what I have done
1. signed to cooperate with small () loan of U.S. $ 500 - $ 1000 ISH time you do not need it or, preferably a short-term loans
2.Country off if the bill does not duplicate payments or pay in advance. (The reason is that more time to repay their loans is better)
3. wait a few weeks after you try and pay a $ 500 line of credit card, if possible, to the brink of which the loan was taken (credit unions are easier to obtain, preserve it)
4.If continues to refuse a credit card before paying for a few months and then repeat step 3 to use, it may take some time, but if you need credit, you must start somewhere
I have no credit card if you have little credit. If the balance in the pricing table your credit card and they work together to make the payments, you pay for life ... do not understand.
I have no credit card if you have little credit. If the balance in the pricing table your credit card and they work together to make the payments, you pay for life ... do not understand.
Stay away from Capital One anyway. They always ask my mother and my mother died two years ago. I was lucky with Discover. After applying both can you do. They also have an online payment is very convenient.
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